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Xactus and Credit Plus FCRA Credit Report Settlement

You may qualify if Credit Plus sold a report showing a calculated payment on a charged-off account that two credit bureaus showed at $0.

DeadlineSep 29, 2026
Payout summaryEstimated $500 cash payment.
Filing effortMedium

Eligibility

Who may qualify?

You may qualify if Credit Plus sold a report showing a calculated payment on a charged-off account that two credit bureaus showed at $0.

Payout

How much could I get?

Estimated $500 cash payment.

Filing effort

How hard is it to file?

Filing effortMedium

Have a notice, receipt, or account record ready.

Eligibility check

Can I check eligibility here?

A reviewed eligibility quiz is not available for this settlement yet. Review the summary and official settlement website before filing.

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Official source

Where do I file or verify details?

Use the official settlement website to verify eligibility, claim forms, deadlines, notices, and administrator instructions before filing.

Visit official settlement website